Van Leasing Deals

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  Van Leasing From only £99 deposit
  • Van Leasing - we offer the best deals on Van Leasing guaranteed!
  • Our Van Leasing deals are the best you will find anywhere in the UK
  • We offer Van Leasing Deals starting form an Amazing £99 deposit
  • If your a sole trader or limited company Apply Today!
. Massive choice of van leasing deals apply now...
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Van Finance From £99
Lease Deals From £99
Contract Hire From £99
van contract hire
van contract hire

 

 



Guaranteed not to be beaten on price
    
      (Subject to Terms and Conditions)

 

Van Leasing Explained

  1. A van lease is just like a loan, a bit like Hire Purchase but with specific changes
  2. A deposit is placed upfront, the most common being £1500 (all plus VAT)
    Anything lower than this is considered a low deposit and might affect the credit decision.
    Nil deposit lease offers are in fact one payment in advance and you pay more
  3. A balloon is possible at the end subject to status.
    Weaker applications and customer who have late payments or who have too many loans already are
    often denied a balloon
  4. A balloon is calculated as a percentage of the original sale value or as 70% of the auction value from CAP
    In recent months 2009 and 2010 the banks tend to just make up their own balloons, but as a “lowball”
    that is significantly lower than the expected resale value. In other words they can afford to select just the strongest candidates for loans to reduce defaults.
  5. Apply for van finance

  6. Van Lease - Example
  7. We quote a van lease at £15000, with a £1500 deposit 4 years with a £5000 balloon that is about £1000 less than the expected market value.
    The bank looks at the application and increases the payments but lowers the balloon to £3000.
    This selects just the stronger application from the banks point of view
    Many customers then think this is a bad offer to get us or someone else to re-propose the deal elsewhere, only with the same result. They return but the bank denies them the finance altogether now as they can see them on Experian trying to get a bigger balloon. This makes the bank uncomfortable that the customer is weak and at the limit of their budget therefore a risk, loan denied.
  8. Tax. All deposit, monthly figure and balloon is offset against tax.
  9. No balloon. Many customers especially doing more miles, such as couriers or minibus do not have balloons or indeed those with a weaker profile. Literally nothing to pay at the end.
  10. Van Lease - Third Party
  11. The van must be sold at the end of the agreement with or without a balloon.
    If you want to keep the van you effectively have to buy it back from a third party, which is no real issue, it is just there to ensure that you do not try to depreciate it and to ensure the VAT is settled by the bank
  12. Van Lease -Peppercorn
  13. A clause that allows you to keep the van longer but is pretty pointless. It allows you to keep the van for extra years by paying just a months rental for the whole year. The balloon remains unchanged so you would need a very good reason to do this, such as a 18 month waiting list on a truck

Van Leasing Benefits
  • Van Business Lease - Flexible business contracts with variable mileage terms
  • Cheap Van Lease - Cheap van leasing, van finance and van contract hire
  • Van Lease Warranty - Full UK manufacturers warranty and breakdown recovery on all vans
  • Van Lease Delivery - FREE nationwide delivery
  • Flexible Van Lease - Flexible deposits with a wide selection of finance packages
  • Contract Purchase Hire - Contract Purchase - Finance Lease